It’s hard to watch The Big Short, and not come away thinking that the odds are stacked against you as a would-be individual investor. It’s a great film that makes some very valid points, but leaves you thinking.

Surely if there are all these hedge funds that mismanage their clients’ money, and getting a seat at the big-boy’s table requires vast amounts of capital, there’s a gap in the market for cooperatively run mutual funds that actually act in their clients’ interests?

It turns out that there are already companies in this space, but the chances are you wouldn’t hear about them from a financial advisor.

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